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This has reference to the RBI circular of August 02, 2019 on 'Levy of foreclosure charges/pre-payment penalty on drifting rate term loans', mandating that NIL foreclosure or pre-payment charges will be levied on drifting rate term loans sanctioned to Individual customers with/without co-borrower( s) for the functions other than for organization.

Accordingly, this is to notify you that, notwithstanding anything consisted of in the Transaction Documents, for Individual customers who has availed loan for service function and for Non-Individual customers, foreclosure charges will be appropriate as per the rates prescribed by the Bank from time to time. The existing appropriate rates of prepayment charges are provided below for your ready reference.

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Part Pre-payment/ Foreclosure Charges (For Individual Borrowers with purpose besides organization)

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Part Pre-payment/ Foreclosure charges (For Individual debtors with service function/ all Non Individual debtors/ repaired rate loans)

- 5% on part pre-payment amount/principal exceptional if paid within 12 months
- 3% on part pre-payment amount/principal exceptional if paid after 12 months

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Please keep in mind that the branch & cash timings of our branches in Sangli and Kolhapur Clusters are being revised efficient July 03, 2025.

RBL Bank is registered with DICGC

Linking PAN with Aadhaar

Last date to link PAN with Aadhaar was June 30, 2023. Link your PAN with Aadhaar & Avoid your PAN from ending up being inoperative!

Payments Update

RBL Bank is now survive on the GST website for GST payment.

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Your RBL Bank Credit Card is now more protected than ever. Switch on/off your Card at any time.

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Properties for Sale under SARFAESI Act, 2002

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